AI agents already refund, deploy and delete on their own. Robots and vehicles are next. Durward is building the gate that holds the actions machines can't undo and signs a receipt for each one, and designing cover meant to pay on it.
Pre-product. Software first. Cover is planned, not sold today.
A rendered scene. The machines and actions are illustrative.
01 The action
9
seconds
for an AI coding agent to delete a production database and all its backups, reported in April 2026. The outage lasted 30 hours.entire production database and all backups
OECD.AI incident record, 27 Apr 2026 Read the source
2,369
exclusion records
for generative AI were already in force across 49 states by mid-2026.2,369 generative AI exclusion records already in force across 49 states by mid-2026
Insurance Business, 16 Sep 2026 Read the source
02 The gate
Reads are meant to go straight through. Refunds, deletes, deploys and mass messages that break your rules wait for the person you named, or are blocked outright.
BuildingHow the Gate decides
03 The receipt
Every decision becomes a receipt: which machine asked, which rule matched, who approved, and when. It is hashed and signed, so anyone can check it, and a change after the fact shows.
Draft formatForge one yourself
04 The cover
Named-peril cover for covered actions that passed through the gate, with the receipt as the evidence. We plan to apply to the Lloyd's Lab accelerator,Over ten weeks
Lloyd's Lab accelerator Read the source and separately to seek coverholder status, which is authorisation to enter into insurance on behalf of Lloyd's underwriters.authorised to enter into a contract of insurance on behalf of a Lloyd
Lloyd's, Become a Lloyd's partner Read the source Neither has happened yet.
Durward does not sell, bind or arrange insurance today.
PlannedHow cover would work
Try it
Example rules running in your browser.
Who it is for
Your buyer's security review asks what happens when your agent gets it wrong. Durward is being built so you can answer with receipts, and later with a licensed carrier's evidence of insurance once cover exists.
The Gate is designed to hold refunds, payouts, transfers and charges above the limits you set.
POST /v1/refundsPOST /v1/payouts
The Gate is designed to hold deploys, deletes, destructive SQL and force pushes for a human or a policy.
DROP TABLEDELETE /volumesgit push -f
Questions
No. Durward does not sell, bind or arrange insurance today, and holds no insurance licence. Cover is planned through a licensed carrier or coverholder. None is signed up yet. Until then, Durward is software, and any promise we make sits in our own contract after legal review.
Not yet. Durward is pre-product. The waitlist is for design partners who want to shape which actions the Gate covers first.
A signed record of one decision at the gate: which agent asked, which rule matched, what was decided and who approved. The ones in the demos on the receipt page are specimens, signed in your browser with a throwaway key, so you can change one and watch the signature fail.
It has to see a request to classify it. Receipts are designed to keep hashes, action classes and amount bands, never prompt text or request bodies.
AIUC publishes AIUC-1, a standard for agents.the security, safety and reliability standard for agents
AIUC home page Read the source Armilla is a Lloyd's coverholder and MGA.Armilla is a Lloyd's Coverholder and MGA.
Armilla home page Read the source Harbor says it measures agent risk and insures the risk that remains.The risk that remains, Harbor insures.
Insurance Journal on Harbor, 13 Oct 2026 Read the source Durward plans to map to AIUC-1 rather than invent a standard, and to price cover from the receipts its own gate writes.
